Retail
Rates Effective: December 9, 2011
Prime Rate: 3.25% (As published in The Wall Street Journal Index)
APY = Annual Percentage Yield, APR = Annual Percentage Rate
LTV = Loan-To-Value; RATES SUBJECT TO CHANGE AT ANY TIME
Deposit Rates
Savings
| Rate | APY | |
| Savings | 0.05% | .05% |
Interest Checking
| Balance | Rate | APY | Fee |
| $0-$1,999.99 | 0.000 | 0.00% | $4.00 |
| $2000-$24,999.99 | 0.05% | 0.05% | $0.00 |
| $25,000+ | 0.10% | 0.10% | $0.00 |
Money Market
| Balance | Rate | APY |
| $2,000-$24,999.99 | 0.10% | 0.10% |
| $25,000-$74,999.99 | 0.15% | 0.15% |
| $75,000-$124,999.99 | 0.20% | 0.20% |
| $125,000+ | 0.25% | 0.25% |
IRA Money Market
| Balance | Rate | APY |
| $0-$24,999.99 | 0.10% | 0.10% |
| $25,000+ | 0.20% | 0.20% |
Certificate(s) of Deposit**
| Balance | Rate | APY |
| 3 Month | 0.15% | 0.15% |
| 6 Month | 0.25% | 0.25% |
| 12 Month | 0.45% | 0.45% |
| 18 Month | 0.50% | 0.50% |
| 24 Month | 0.60% | 0.60% |
| 36 Month | 0.95% | 0.95% |
| 48 Month | 1.24% | 1.25% |
| 60 Month | 1.49% | 1.50% |
Jumbo CD's ($50,000+)**
| Balance | Rate | APY |
| 3 Month | 0.15% | 0.15% |
| 6 Month | 0.25% | 0.25% |
| 12 Month | 0.45% | 0.45% |
| 18 Month | 0.50% | 0.50% |
| 24 Month | 0.60% | 0.60% |
| 36 Month | 0.95% | 0.95% |
| 48 Month | 1.24% | 1.25% |
| 60 Month | 1.49% | 1.50% |
For Today's Mortgage Rates, Click Here
Secured Loans Vehicle, Boat, Aircraft, RV, Motorcycle*
| Rates as low as: | 6.00% APR |
Unsecured Loans
| Rates as low as: | 13.00% APR |
Home Equity Lines
| LTV | APR |
| up to 75% | as low as 5.00% |
| up to 75% | as low as 5.00% |
Home Equity Loans
| LTV | APR |
| up to 80% | as low as 6.50% |
| up to 80% | as low as 6.75% |
Other Loans
| Loan | APR |
| Savings Secured | as low as 6.00% |
| Education | as low as 8.50% |
| Overdraft Protection | 14.90% |
| Stock Secured | as low as 7.00% |
*Subject to a .25% discount with Direct Deposit at Allied First Bank; All rates shown assumes automated payment (Payroll, ACH etc); Without add .25% to rate, APR = Annual Percentage Rate. Individual rates and terms may vary; all loans subject to credit approval and current underwriting standards; rates subject to change at any time; Not all applicants will qualify for lowest rate shown
**Fees can reduce earnings on the account. A penalty may be imposed for early withdrawal. The annual percentage yield is accurate as of the date above. A penalty may be imposed for early withdrawal on a Certificate of Deposit.
Contact Information
Allied First Bank
3201 Orchard Rd. Oswego, IL 60543
(630) 554-8899 / (800) 272-3286 / Fax: (630) 554-3311
www.alliedfirst.com
